INGATE

From The Sip Trunking Experts

TMCNet:  MetLife Adds the MetLife Multi-Index Targeted Risk Portfolio to Its Protected Growth Strategies Lineup

[November 28, 2012]

MetLife Adds the MetLife Multi-Index Targeted Risk Portfolio to Its Protected Growth Strategies Lineup

NEW YORK --(Business Wire)--

MetLife announced that it has added a new portfolio to the MetLife Protected Growth StrategiesSM lineup available through its variable annuities with the GMIB Max and EDB Max optional benefit riders. The Protected Growth Strategies seek to give consumers more consistent returns over time by responsively managing market risk and identifying opportunities for growth across global asset classes. The MetLife Multi-Index Targeted Risk Portfolio combines a multi-index asset allocation approach with a risk management strategy. Specifically, the portfolio consists of a base portion investing in index portfolios coupled with a volatility overlay that uses an objective, rules-based approach to help manage the portfolio's volatility. MetLife Investment Management, LLC-a subsidiary of MetLife, Inc.-is responsible for managing the volatility overlay.

In May 2011, MetLife was the first insurer to introduce investment options available with their optional benefit riders that expanded beyond traditional asset allocation to include more asset classes and a stronger focus on risk. The Protected Growth Strategies are tailor-made for today's markets.

"We introduced the Protected Growth Strategy portfolios to offer consumers a better balance between growth potential and market protection, and, as a result, have received a very positive response from the marketplace," said Elizabeth Forget, Senior Vice President, MetLife Retail Annuities. "Our customers have found that the Protected Growth Strategies have helped smooth out portfolio volatility while being invested in global markets. The introduction of the MetLife Multi-Index Targeted Risk Portfolio combines the ease of investing in index portfolios with the proven risk management skills of MetLife Investment Management."

The portfolios' key characteristics include:

  • Risk managed - By monitoring key indicators of market risk and volatility, these portfolios seek to emphasize growth when markets are more stable and protection when markets are more risky.
  • Professionally managed - These portfolios offer the expertise of leading firms and access to investing techniques once available primarily to universities, endowments, and other large institutions.
  • Responsively managed - By seeking to anticipate risk and responding quickly to changing market conditions, these managers look for opportunities across global asset classes.

The MetLife Multi-Index Targeted Risk Portfolio is now available to new MetLife variable annuity contract holders who elect the MetLife Guaranteed Minimum Income Benefit MaxSM (GMIB Max IV) or both the GMIB Max IV and the MetLife Enhanced Death Benefit MaxSM,1 (EDB Max IV) optional riders, each for an additional charge.


The Protected Growth Strategy portfolios lineup for these features now includes:

  • AllianceBerstein Global Dynamic Allocation Portfolio
  • AQR Global Risk Balanced Portfolio
  • BlackRock Global Tactical Strategies Portfolio
  • Invesco Balanced-Risk Allocation Portfolio
  • JPMorgan Global Active Allocation Portfolio
  • MetLife Balanced Plus Portfolio (co-managed with PIMCO)
  • MetLife Multi-Index Targeted Risk Portfolio
  • Schroders Global Multi-Asset Portfolio

MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For more information, visit www.metlife.com.

The above descriptions of the Protected Growth Strategies are only brief summaries. Detailed descriptions of the terms of the portfolios appear in the related prospectuses. You should carefully consider whether an investment option meets your investment objectives and risk tolerance. Variable annuities are offered by prospectus only, which is available from a registered representative. A client should carefully consider the product's features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well other information about the underlying funding choices.

If you do not elect an optional rider with your variable annuity, there are additional investment options available to you. You may allocate your purchase payments any way you like among the available investment options including the Protected Growth Strategy portfolios with the exception of the MetLife Multi-Index Targeted Risk Portfolio which is only available with the election of the optional GMIB Max IV or optional EDB Max IV in combination with the GMIB Max IV.

Amounts allocated to the variable investment options of an account value are subject to market fluctuations, and when withdrawn or annuitized, may be worth more or less than their original value. The principal value and rate of return in a variable annuity will fluctuate due to market conditions. Therefore, at any point in time, the value of the annuity contract may be worth more or less than the owner's actual investment in the contract. There is no guarantee that any of the variable options in this product will meet their stated goals or objectives. This and other information is available in the prospectuses, which a client should read carefully before investing. Product availability and features may vary by state. All variable annuity product guarantees, including optional benefits, are based on the claims-paying ability and financial strength of the issuing insurance company.

Pursuant to IRS Circular 230, MetLife is providing you with the following notification: The information in this press release is not intended to (and cannot) be used by anyone to avoid IRS penalties. This press release supports the promotion and marketing of variable annuity products and portfolios. Clients should seek advice based on their particular circumstances from an independent tax advisor.

MetLife, its agents, and representatives may not give legal or tax advice. Any discussion of taxes herein or related to this document is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the facts and circumstances. You should consult with and rely on your own independent legal and tax advisors regarding your particular set of facts and circumstances.

Withdrawals of taxable amounts are subject to ordinary income tax and, if made before age 59½, may be subject to a 10% Federal income tax penalty. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges.

Variable annuities other than Preference Premier® are issued by MetLife Investors Insurance Company on Policy Form Series 7150 (12/00), MetLife Investors USA Insurance Company on Policy Form Series 8010 (11/00); both at 5 Park Plaza, Suite 1900, Irvine, CA (News - Alert) 92614 and in New York, only by First MetLife Investors Insurance Company on Policy Form Series 6010 (02/02) and 4506 (06/02); 200 Park Avenue, New York, NY 10166. The Preference Premier variable annuity is issued by Metropolitan Life Insurance Company on Policy Form Series PPS (07/01); 200 Park Avenue, New York, NY 10166. Preference Premier is offered through MetLife Securities, Inc. and New England Securities Corporation; both at 1095 Avenue of the Americas, New York, NY 10036. All products are distributed by MetLife Investors Distribution Company; 5 Park Plaza, Suite 1900, Irvine, CA 92614. All are MetLife companies.

1 EDB Max IV is not available in New York.


[ Back To SIP Trunking Home's Homepage ]

Loading
Subscribe here for your FREE
SIP TRUNKING enewslettter.

Featured Partner


Featured Whitepapers

SIP Security for the Enterprise
Voice over IP (VoIP) is incorporated into a variety of computer networks, both public and private, and used for everyday transactions and communications among carriers, businesses, government agencies...

Making A Broadband Purchase Decision
Businesses today have many options for broadband connectivity. Clarifying your particular business needs prior to selecting a broadband provider will ensure an optimal match of broadband service to your requirements.

Voice-Optimized Network Delivers Premier Call Experience
Customers equate call quality with business quality. Real-time communication, interpersonal interaction, and the cordial tone of a call center representative can create a positive impression of your business that no email can match.

Featured Case Studies

Business Telecom Expenses Reduced 50%
A small to medium sized company in the midwest was interested in migrating to IP Communications, but in today's economy, they were hesitant to upgrade their communication system due to their perception that the cost would outweigh the benefits.

Multi-State Company Cuts Telecom Costs 50%
A multi-site, multi-state company with extensive monthly long distance fees and toll-free charges did not have adequate broadband for Broadvox SIP Trunking requirements, nor did they have a SIP enabled telephone system.

Discover Leisure Connects Remote Users to its IP-PBX
Discover Leisure is one of the largest resellers of caravans and motor homes in the UK. With 15 branch of?ces all over the country, the company spent a great deal of money every month just on internal phone calls.

Featured eBOOKS

Internet+: The Way Toward Global Unified Communication
Connecting the telephony of the enterprise PBX or Unified Communications (UC) system using SIP trunks instead of conventional telephone lines has been very successful in recent years.

What is SIP Trunking? Edition 2
SIP trunking is becoming more of a focus for service providers. One key issue many service providers face when deploying SIP trunks is NAT, or Network Address Translation, traversal.

What is SIP Trunking? Edition 1
A vast resource for information about all things SIP - including SIP, security, VoIP, SIP trunking and Unified Communications.

Featured Videos

Broadvox VAR Testimonial VAR 1:
Part 1 of the VAR (Value Added Reseller) Partner Program Testimonials for Broadvox...

E-SBCs AS The Demarcation Point:
Ingate's Steve Johnson talks to Erik Linask about the role session border controller plays as the demarcation point at...

Demystifying DPI
How can deep packet inspection protect your SIP traffic as well as your entire network?

Featured Resources

Partner Program Overview:
Over 4,000 VARs, Master Agents, Solution Providers, and Independent IT Professionals trust Broadvox. We offer customized services and solutions to fit seamlessly into any company's business model. And when you partner with Broadvox, every member of our team stands behind you and your customers 100%...

SIP Trunk UC Summit

What's New

Presenting the New Ingate/Intertex Website:
Internet+ is an extended Internet access allowing high quality SIP (Session Initiation Protocol) based real-time person-to-person communication, everywhere and for any application. It applies to both fixed and mobile networks ...

Featured Blogs

Featured Webinars

Secure SIP Trunking:
What You Need to Know

Successfully Deploying Enterprise SIP Trunking:
Tools and Techniques for Overcoming Common Roadblocks

Featured Podcasts

Getting the Most Out of Your SIP Trunks:
Ingate's Steve Johnson and TMC's Erik Linask discuss how best practices forgetting the most out of SIP Trunking services and common pitfalls to avoid.

Featured Datasheets

Ingate SIParator E-SBCs
Adopting SIP is a simple process with the Ingate SIParator, the secure enterprise session border controller (E-SBC). The SIParator makes secure SIP communications - including VoIP,SIP trunking and more - possible while working seamlessly with your existing network firewall.

Ingate Firewalls
Everyone is talking about enterprise usage of VoIP, instant messaging and other types of realtime communications including presence and conferencing.

SIP Trunk Solutions for Service Providers
The award-winning Ingate Firewall and Ingate SIParator deliver a high quality, reliable SIP trunk connection between the customer's IP-PBX and the service provider network, and solve interoperability issues to simplify deployments and support for remote diagnosis of reported issues.